Mission Indradhanush

Ministry of Health and Family Welfare (MOHFW) has launched Mission Indradhanush on 25th December 2014 with the aim of expanding immunization coverage to all children across India by year 2020. The Mission Indradhanush, depicting seven colours of the rainbow, targets to immunize all children against seven vaccine preventable diseases namely Diphtheria, Pertussis, Tetanus, Childhood Tuberculosis, Polio, Hepatitis B and Measles. In addition to this, vaccines for JE (Japanese Encephalitis) and Hib (Haemophilus influenzae type B) are also being provided in selected states.  Immunization is the key to protect children from life threatening conditions that are preventable. As per MOHFW, immunization coverage in India has increased from 61% to 65% only from 2009-2013. So, MOHFW has decided to intensify its efforts in immunization though this mission.      

 

Objectives of Mission Indradhanush

The government intends to cover 201 high focus districts in the first phase of year 2015.  These districts have nearly 50% of all unvaccinated or partially vaccinated children. Out of these 201 districts, 82 districts lie in just four states of India namely, UP, Bihar, Madhya Pradesh and Rajasthan. Nearly 25% of the unvaccinated or partially vaccinated children of India live in these 82 districts of 4 states. Furthermore, another 297 districts will be targeted in the second phase of year 2015.

 

Strategy of Mission Indradhanush
The government has planned to conduct four special vaccination campaigns between January and June 2015.  All vaccines are already available free of cost under universal immunisation programme in India. Under this mission, government plans to intensify its efforts and thus increase accessibility of these vaccines to all the children of India. 

National AIDS Control Programme

HIV infection in India is a major challenge  with no State free from the virus. HIV/AIDS continues to show itself to be one of India's most complex epidemics - a challenge that goes beyond public health, raising fundamental issues of human rights and threatening development achievements in many areas. The need to prevent the progression of the epidemic and provide care and support for those infected or affected is calling for an unprecedented response from all sections of society. The National AIDS Control Organization, Ministry of Health and Family Welfare has launched the National AIDS Control Programme- II, from December, 1999. The new national programme in implementation sees the country on the threshold of a new approach - marked by focusing on encouraging and enabling the States themselves to take on the responsibility of responding to the epidemic. It is also leading to growing partnerships between government, NGOs and civil society.

Objectives:

1. To reduce spread of HIV infection in India

2. Strengthen India's capacity to respond to HIV/AIDS on a long term basis.

Reflecting the extreme urgency with which HIV prevention and control need to be pursued in India, the AIDS - II project of the National AIDS Control Programme is across all States and Union Territories and a Centrally Sponsored Scheme with 100% financial assistance from Government of India direct to State AIDS Control Societies and selected Municipal Corporations/AIDS Control Societies.

National Vector Borne Disease Control Programme

Launched in 2003-04 by merging National anti -malaria control programme ,National Filaria Control Programme and Kala Azar Control programmes .Japanese B Encephalitis and Dengue/DHF have also been included in this Program Directorate of NAMP is the nodal agency for prevention and control of major Vector Borne Diseases

List of Vector Borne Diseases Control Programme Legislations:

1)    National Anti - Malaria programme

2)    Kala - Azar Control Programme

3)    National Filaria Control Programme

4)    Japenese Encephilitis Control Programme

5)    Dengue and Dengue Hemorrhagic fever

1)    NATIONAL ANTI - MALARIA PROGRAMME

Malaria is one of the serious public health problems in India. At the time of independence malaria was contributing 75 million cases with 0.8 million deaths every year prior to the launching of National Malaria Control Programme in 1953. A countrywide comprehensive programme to control malaria was recommended in 1946 by the Bhore committee report that was endorsed by the Planning Commission in 1951. The national programme against malaria has a long history since that time. In April 1953, Govt. of India launched a National Malaria Control Programme (NMCP).

Objective:

•  To bring down malaria transmission to a level at which it would cease to be a major public health problem.

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2)    KALA -AZAR CONTROL PROGRAMME

Kala-azar or visceral leishmaniasis (VL) is a chronic disease caused by an intracellular protozoan (Leishmania species) and transmitted to man by bite of female phlebotomus sand fly.Currently, it is a main problem in Bihar, Jharkhand, West Bengal and some parts of Uttar Pradesh. In view of the growing problem planned control measures were initiated to control kala-azar.

Objectives:

The strategy for kala-azar control broadly included three main activities.

• Interruption of transmission by reducing vector population through indoor residual insecticides.
• Early diagnosis and complete treatment of Kala-azar cases; and
• Health education programme for community awareness. 

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3)    NATIONAL FILARIA CONTROL PROGRAMME

Bancrftian filariasis caused by Wuchereria bancrofti, which is transmitted to man by the bites of infected mosquitoes - Culex, Anopheles, Mansonia and Aedes. Lymphatia filaria is prevalent in 18 states and union territories. Bancrftian filariasis is widely distributed while brugian filariasis caused by Brugia malayi is restricted to 6 states - UP, Bihar, Andhra Pradesh, Orissa, Tamil Nadu, Kerala, and Gujarat. The National Filaria Control Programme was launched in 1955. The activities were mainly confined to urban areas. However, the programme has been extended to rural areas since 1994. 

Objectives:

• Reduction of the problem in un-surveyed areas
• Control in urban areas through recurrent anti-larval and anti-parasitic measures.

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4)    JAPANESE ENCEPHALITIS CONTROL PROGRAMME

Japanese encephalitis (JE) is a zoonotic disease and caused by an arbovirus, group B (Flavivirus) and transmitted by Culex mosquitoes. This disease has been reported from 26 states and UTs since 1978, only 15 states are reporting JE regularly. The case fatality in India is 35% which can be reduced by early detection, immediate referral to hospital and proper medical and nursing care. The total population at risk is estimated 160 million. The most disturbing feature of JE has been the regular occurrence of outbreak in different parts of the country.

Govt. of India has constituted a Task Force at National Level which is in operation and reviews the JE situations and its control strategies from time to time. Though Directorate of National Anti-Malaria Programme is monitoring JE situation in the country.

Objectives:

• Strengthening early diagnosis and prompt case management at PHCs, CHCs and hospitals through training of medical and nursing staff.
• IEC for community awareness to promote early case reporting, personal protection, isolation of amplifier host, etc.;
• Vector control measures mainly fogging during outbreaks, space spraying in animal dwellings, and antilarval operation where feasible; and
• Development of a safe and standard indigenous vaccine. Vaccination for high risk population particularly children below 15 years of age.

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5)    DENGUE AND DENGUE HEMORRHAGIC FEVER

One of the most important resurgent tropical infectious disease is dengue. Dengue Fever and Dengue Hemorrhagic Fever (DHF) are acute fevers caused by four antigenically related but distinct dengue virus serotypes (DEN 1,2,3 and 4) transmitted by the infected mosquitoes, Aedes aegypti. Dengue outbreaks have been reported from urban areas from all states. All the four serotypes of dengue virus (1,2,3 and 4) exist in India. The Vector Aedes Aegypti breed in peridomestic fresh water collections and is found in both urban and rural areas.

Objectives:

•  Surveillance for disease and outbreaks
•  Early diagnosis and prompt case management
•  Vector control through community participation and social mobilization
•  Capacity building

National Leprosy Eradication Programme

The National Leprosy Eradication Programme is a centrally sponsored Health Scheme of the Ministry of Health and Family Welfare, Govt. of India. The Programme is headed by the Deputy Director of Health Services (Leprosy ) under the administrative control of the Directorate General Health Services Govt. of India. While the NLEP strategies and plans are formulated centrally, the programme is implemented by the States/UTs. The Programmes also supported as Partners by the World Health Organization, The International Federation of Anti-leprosy Associations (ILEP) and few other Non-Govt. Organizations.

The year 2012-13 started with 0.83 lakh leprosy cases on record as on 1st April 2012, with PR 0.68/10,000. Till then 33 States/ UTs had attained the level of leprosy elimination. A total of 542 districts (84.7%) out of total 640 districts also achieved elimination by March2012. A total of 209 high endemic districts were identified for special actions during 2012-13. After thorough analysis a total of 1792 blocks and 150 urban areas were identified for special activity plan (SAP- 2012). The States were advised to post well trained District Leprosy Officer in all the districts where these blocks are located. In addition one officer should be identified in each of these blocks to strengthen the process of supervision and monitoring. Active house to house survey was the main strategy alongwith IEC and capacity building of the workers and volunteers. This activity helped in detection of more than 20,000 new cases during 2012-13

Objectives:

1.  Early detection through active surveillance by the trained health workers;

2.  Regular treatment of cases by providing Multi-Drug Therapy (MDT) at fixed in or centres a nearby village of moderate to low endemic areas/district;

3.  Intensified health education and public awareness campaigns to remove social stigma attached to the disease.

4.  Appropriate medical rehabilitation and leprosy ulcer care services.

REVISED NATIONAL TUBERCULOSIS CONTROL PROGRAMME (RNTCP): DOTS STRATEGY

The National TB Control Programme was stated in 1962 with the aim to detect cases earliest and treat them. In the district, the programme is implemented through the district Tuberculosis Centre (DTC) and the Primary Health Institutions. The District Tuberculosis Programme (DTP) is supported by the state level organization for the coordination and supervision of the programme. The Revised National Tuberculosis Control Programme (RNTCP), based on the DOTS strategy, began as a pilot project in 1993 and was launched as a national programme in 1997 but rapid RNTCP expansion began in late 1998

The Revised National Tuberculosis Control Programme has initiated early and firm steps to its declared objective of Universal access to early quality diagnosis and quality TB care for all TB patients'. The year 2012 witnessed innumerable activities happening towards the same. Notification of TB; case based web based recording and reporting system ( NIKSHAY); Standards of TB care in India; Composite indicator for monitoring programme performance; Rapid scale up of the programmatic management of drug resistant TB services are few of the worthwhile mention in this regard.

NIKSHAY, the web based reporting for TB programme has been another notable achievement initiated in 2012 and has enabled capture and transfer of individual patient data from the remotest health institutions of the country.

Objectives :

• Pursue quality DOTS expansion and enhancement, by improving the case finding are cure through an effective patient-centred approach to reach all patients, especially the poor.
• Address TB-HIV, MDR-TB and other challenges, by scaling up TB-HIV joint activities, DOTS Plus, and other relevant approaches.
• Contribute to health system strengthening, by collaborating with other health programmes and general services
• Involve all health care providers, public, nongovernmental and private, by scaling up approaches based on a public-private mix (PPM), to ensure adherence to the International Standards of TB care.
• Engage people with TB, and affected communities to demand, and contribute to effective care. This will involve scaling-up of community TB care; creating demand through  context-specific advocacy, communication and social mobilization.
• Enable and promote research for the development of new drugs, diagnostic and vaccines. Operational Research will also be needed  to improve programme performance.

Pulse Polio Programme

With the global initiative of eradication of polio in 1988 following World Health Assembly resolution in 1988, Pulse Polio Immunization programme was launched in India in 1995. Children in the age group of 0-5 years administered polio drops during National and Sub-national immunization rounds (in high risk areas) every year. About 172 million children are immunized during each National Immunization Day (NID).

The last polio case in the country was reported from Howrah district of West Bengal with date of onset 13th January 2011. Thereafter no polio case has been reported in the country (25th May 2012).

WHO on 24th February 2012 removed India from the list of countries with active endemic wild polio virus transmission.

Objective :

The Pulse Polio Initiative was started with an objective of achieving hundred per cent coverage under Oral Polio Vaccine. It aimed to immunize children through improved social mobilization, plan mop-up operations in areas where poliovirus has almost disappeared and maintain high level of morale among the public.

CENTRAL AND STATE GOVERNMENT SCHEMES

Government Social Welfare Programmes 2014-15

The Central Government under the leadership of Narendra Modi has launched various social welfare programmes with ambitious targets to address critical issues of the country.

Some of the programmes announced by the Finance Minister Arun Jaitley while submitting his maiden budget for the financial year 2014-15 are yet to be launched. Here we are providing the highlights of such social programmes for the current year, as Government welfare initiatives are areas where the examiner prefers to ask as part of general studies in all kind of competitive exams. Swatchh Bharat Abhiyan Prime Minister Narendra Modi launched the ' Swatchh Bharat Mission' or 'Clean India Campaign' from the Valmiki Basti in New Delhi on 2 October, 2014. The basic objective behind Swachh Bharat Mission is to create sanitation facilities for all and eliminate completely the unhealthy practice leading to unhygienic surrounding. This campaign aims to accomplish the vision of 'clean India' by 2 October 2019, 150th birthday of Mahatma Gandhi. The urban component of the Mission is proposed to be implemented over 5 years starting from October 2, 2014 in all 4041 statutory towns. The urban component includes elimination of open defecation, conversion of insanitary toilets to pour flush toilets, eradication of manual scavenging, municipal solid waste management and bringing about a behavioural change in people regarding healthy sanitation practices. The total expected cost of the programme is Rs 62,009 crore, out of which the proposed central assistance will be of Rs 14,623 crore. The "Nirmal Bharat Abhiyan" (NBA) is restructured into "Swachh Bharat" Mission (rural). Pradhan Mantri Jan Dhan YojanaIn his first Independence Day speech on 15th August’2014, Prime Minister of India had announced the National Mission on Financial Inclusion titled, ‘Pradhan Mantri Jan Dhan Yojana’(PMJDY). The Pradhan Mantri Jan-Dhan Yojana is launched on 28 August, 2014, across the nation simultaneously. The programme core development philosophy is "Sab Ka Sath Sab Ka Vikas". Important features of the Jan Dhan Yojna Under the scheme, account holders will be provided zero-balance bank account with RuPay debit card, in addition to accidental insurance cover of Rs 1 lakh. Those who open accounts by January 26, 2015 over and above the Rs 1 lakh accident, they will be given life insurance cover of Rs 30,000. Six months of opening of the bank account, holders can avail Rs 5,000 loan from the bank. Saansad Adarsh Gram Yojana (SAGY) The scheme was launched on 11th October, 2014 on the occasion of birth anniversary of Lok Nayak Jai Prakash Narayan. The goal of the programme is to develop three Adarsh Grams by March 2019 of which one would be achieved by 2016. Thereafter, five such would Adarsh Grams (one per year) will be selected and developed by 2024. Under the scheme, each MP will take the responsibility of developing physical and institutional infrastructure in three villages by 2019. The MP would be free to identify a suitable Gram Panchayat for being developed as Adarsh Gram, other than his/her own village or that of his/her spouse. A Gram Panchayat would be the basic unit. It will have a population of 3,000-5,000 in plain areas and 1,000-3,000 in hilly, tribal and difficult areas. Labour Reforms introduced by the Government: The Deen Dayal Upadhyaya Shramev Jayate program was launched to emphasise the dignity of labour, especially that performed by blue-collared workers referring to them as “shram yogi”. The Universal Account Number scheme (UAN) or 'Shram Suvidha' for all Provident Fund (PF) contributors will allow portability of PF benefits and online tracking of PF benefits. The UAN is provided for all 4.17 crore PF users. To support the graduates from Industrial Training Institutes (ITIs) across the country, who undergo vocational training after completing class X, the government will reimburse 50 percent of the stipend paid to apprentices during first two years of their training. There are 2.82 lakh apprentices undergoing training against 4.9 lakh seats. The program will aim to increase this to 24 lakhs apprentices. The Rashtriya Swasthya Bima Yojana (RSBY), which insures families of unorganised sector workers for up to Rs. 30,000 of medical care, is to be transferred from the Ministry of Labour and Employment to the Union Health Ministry. Beti Bachao, Beti Padhao Yojana Government has introduced a new scheme called Beti Bachao, Beti Padhao, which will help in generating awareness and improving the efficiency of delivery of welfare services meant for women with an initial corpus of Rs 100 crore. Under the scheme, government would focus on campaigns to sensitize people of this country towards the concerns of the girl child and women. The Ministry of Road Transport and Highways will spend Rs. 50 crore on pilot testing a scheme for Safety of Women on Public Road Transport. The Ministry of Home Affairs will spend Rs. 150 crore on a scheme to increase the safety of women in large cities. The Government under the scheme will set up Crisis Management Centres in all the districts of NCT of Delhi this year in all government and private hospitals. The funding will be provided from the Nirbhaya Fund, the Minister added. Housing for All by 2022 With an aim to provide housing for all by 2022, the government will soon launch an urban housing mission named after Sardar Patel by merging and improving existing housing schemes. The focus of the mission is Low Cost Affordable Housing to be anchored in the National Housing Bank with a view to increase the flow of cheaper credit for affordable housing to the urban poor. Currently, there are several schemes including Jawaharlal Nehru National Urban Renewal Mission, Rajiv Awas Yojana, Indira Awas Yojana, Rajiv Rinn Yojana meant for providing housing facilities to economically weaker sections. Thirty million houses would be built by 2022, mostly for the economically-weaker sections and low income groups, through public-private-partnership, interest subsidy and increased flow of resources to housing sector An investment of about Rs 22.50 lakh crore would be required for the project. Soil Health Card Scheme for Every farmer Government has launched Soil Health Card Scheme to provide every farmer a Soil Health Card in a Mission mode. The card will carry crop wise recommendations of nutrients/fertilizers required for farms, making it possible for farmers to improve productivity by using appropriate inputs. The Soil Health Card is used to assess the current status of soil health and, when used over time, to determine changes in soil health that are affected by land management. A sum of Rs. 100 crore is allotted. An additional Rs. 56 crores has been allocated to set up 100 mobile soil testing laboratories across the country. Deendayal Upadhyaya Gram Jyoti Yojana “Deendayal Upadhyaya Gram Jyoti Yojana” for feeder separation will be launched to augment power supply to the rural areas and for strengthening sub-transmission and distribution systems. Its long-term aim is to provide 24×7 uninterrupted power supply to all homes. The Govt has earmarked Rs.43, 000 crore for the Deendayal Upadhyaya Gram Jyoti Yojana for feeder separation to supply electricity through separate feeders for agricultural and rural domestic consumption, aimed at providing round-the-clock power to village households. According to the World Bank, India’s per capita power sector consumption of around 800 kilowatt hours is among the lowest in the world. Around 600 million Indians do not have access to electricity and about 700 million Indians use biomass as their primary energy resource for cooking, according to the Planning Commission. Van Bandhu Kalyan Yojana The Union Ministry of Tribal Affairs on 28 October, 2014 launched Vanbandhu Kalyan Yojana (VKY) for welfare of Tribal people and particularly to lift human development indices of tribal people. The scheme was launched on pilot basis in one block each of the States of Andhra Pradesh, Madhya Pradesh, Himachal Pradesh, Telangana, Orissa, Jharkhand, Chhattisgarh, Rajasthan, Maharashtra and Gujarat. Under the scheme, Union Government will provide 10 crore rupees for each block for the development of various facilities for the Tribal people. These blocks have been selected on the recommendations of the concerned States and have very low literacy rate. Initially the blocks having at least 33 percent of tribal population in comparison to total population of the block will be targeted under the scheme and later expanding it to the entire community. National Heritage City Development and Augmentation YojanaThe programme called Heritage City Development and Augmentation Yojana (HRIDAY) is to be launched for conserving and preserving the heritage characters of the cities. The beginning programme is launched in the cities such as Mathura, Amritsar, Gaya, Kanchipuram, Vellankani and Ajmer. A sum of Rs. 200 crores is set aside for this purpose. The Project will work through a partnership of Government, academic institutions and local community combining affordable technologies. Shyama Prasad Mukherji Rurban MissionShyama Prasad Mukherji Rurban Mission will be launched to deliver integrated project based infrastructure in the rural areas. The scheme will also include development of economic activities and skill development. The preferred mode of delivery would be through PPPs while using various scheme funds. It is based on the example of Gujarat that has demonstrated successfully the Rurban development model of urbanization of the rural areas, through which people living in the rural areas can get efficient civic infrastructure and associate services. The Govt has set up an 11-member committee, chaired by the additional secretary in the ministry of rural development, to study in detail the reasons for failure of similar initiatives in the past and recommend ways to ensure that this mission succeeds. Neeranchal SchemeTo give an added impetus to watershed development in the country, a new programme called “Neeranchal” with an initial outlay of ` 2,142 crores in the current financial year. Pashmina Promotion Programme (P-3) and a programme for the development of other crafts of Jammu and Kashmir is also to be started. For this a sum of Rs. 50 crores is set aside.

Union Government launched Deen Dayal Upadhyaya Grameen Kaushalya Yojana

Union government on 25 September 2014 launched Deen Dayal Upadhyaya Grameen Kaushalya Yojana. The Yojana was launched by Nitin Gadkari, Union Minister for Rural Development during the National Convention on Skills for Rural and Urban Poor held in New Delhi.

The Yojana was launched during the 98th birth anniversary of Pandit Deendayal Upadhyay. Earlier the Yojana was known as Aajeevika Skills Development Programme (ASDP).

Main Highlights of the Yojana

• The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
• The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
• Skill development training centres to be launched so as to address the unemployment problem in the rural area.
• The skills imparted under the Yojana will now be benchmarked against international standards and will complement the Prime Minister’s Make In India campaign.
• The Kaushalya Yojana will also the address the need for imparting training to the differently-able persons and chip in private players including international players to impart the skills to the rural youths.

The Rationale for launching the Yojana

The Yojana was launched in the light of huge problem of unemployment among the rural youths despite the fact that they have merits. In order to correct this match, Union government decided to launch skill development scheme.

Further, in light of the fact that, by 2020 developed countries will have a shortfall of over 57 million semi-skilled workers while India by 2020 will have 47 million surplus of workers. This effectively means that there will be high demand for skilled manpower in developed countries, where Indian rural youth can be absorbed after they acquire industry-specific training.

Status of Skilled workers in India

In India as against 12 million people entering the workforce every year during the last 10 years only 1 million youths were trained. Further out of 12 million people, only 10 percent were skilled ones, while the percentage in European Union is 75 and in China it is 50 percent. Also, as compared to 4500 skills in China, India only has 1600 skills, a huge gap indeed.

About the Aajeevika Skill Development Programme (ASDP)

Aajeevika Skills Development Programme (ASDP) was launched in June 2011 as a sub-mission under the National Rural Livelihood Mission (NRLM). It was launched to cater to the occupational aspirations of the rural youth who are poor and to diversify incomes of the rural poor.

The ASDP aimed at skilling and placing 50 lakhs youth in the formal sector by 2017.

Union Government launched Deen Dayal Upadhyaya Antyodaya Yojana for urban and rural poor

Union Government on 25 September 2014 launched Deen Dayal Upadhyaya Antyodaya Yojana for urban and rural poor. The Yojana aims at alleviating urban and rural poverty through enhancement of livelihood opportunities through skill development and other means.

Deen Dayal Upadhyaya Antyodaya Yojana has two components one for urban India and other for rural India. The Urban component will be implemented by the Union Ministry of Housing & Urban Poverty Alleviation while rural component named as Deen Dayal Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union Ministry of Rural Development.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana
Under the Yojana, the Union Ministry of Rural Development will launch skill development training centres on a large scale to address the problem of unemployment particularly in rural India.

Main Highlights of the Rural Scheme
• The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
• The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
• Skill development training centres to be launched so as to address the unemployment problem in the rural area.
• The skills imparted under the Yojana will now be benchmarked against international standards and will complement the Prime Minister’s Make In India campaign.
• The Kaushalya Yojana will also the address the need for imparting training to the differently-able persons and chip in private players including international players to impart the skills to the rural youths.

Deen Dayal Upadhyaya Antyodaya Yojana for urban areas
Under the Deen Dayal Upadhyaya Antyodaya Yojana (DAY) for urban areas extends the coverage to all the 4041 statutory cities and towns, there by covering almost the entire urban population. Currently, all the urban poverty alleviating programmes covered only 790 towns and cities.
Main Highlights of the Urban Scheme 
The scheme will focus on 
• Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poor
• Promotion of self-employment through setting up individual micro-enterprises and group enterprises with interest subsidy for individual projects costing 2lakhs rupees and 10 lakhs rupees for group enterprises. Subsidized interest rate will be 7 percent.
• Training urban poor to meet the huge demand from urban citizens by imparting market oriented skills through City Livelihood Centres. Each Centre would be given a capital grant of 10 lakhs rupees.
• Enabling urban poor form Self-Help Groups for meeting financial and social needs with a support of 10000 rupees per each group who would in turn would be helped with bank linkages.
• Development of vendor markets besides promotion of skills of vendors 
• Construction of permanent shelters for urban homeless and provision of other essential services.

'Pradhan Mantri Jan Dhan Yojana' (PMJDY) Related practice Questions

1. 'Pradhan Mantri Jan Dhan Yojana' (PMJDY) launched by Prime Minister of India on 28 August 2014. The theme of the scheme is ....
1) Bringing more people under financial inclusion
2) Providing cash subsidy to farmers
3) Creating awareness about the value of money encouraging people to buy gold
4) Providing cash to people to participate in Mutual Funds market
5) None of above

2. What is the tag line of 'Pradhan Mantri Jan Dhan Yojana'?
1) Hamara Khatha Hamara Swabhiman
2) Khatha Kholo, Paisa Bachao
3) Mera Khatha Bhagya Vidhata
4) Hamara Khatha Bhagya Vidhata
5) Sab ka Khata Sab ka Vikas

3. 'Pradhan Mantri Jan Dhan Yojana' (PMJDY) is the dream project of the central Government provides ......
1) At least one bank account to every house hold
2) Bank account with locker facility to keep the valuables of people
3) One bank account to every house hold and ask the bank to enroll the minor names to open the account in future
4) None of above
5) All of above

4. How many crore people cover under Jan Dhan Yojana by January 26, 2015?
1) 1.5 crore
2) 4.5 crore
3) 7.5 crore
4) 90 lakh
5) 10.50 crore

5. How many no frill accounts opened under PMJDY on the day of launch?
1) 2.5 crore
2) 4.5 crore
3) 1.5 crore
4) 3.5 crore
5) None

6. Under PMJDY, every account holder will get a .......
1) RuPay debit card
2) Visa International debit card
3) Master Card debit card
4) EVM debit card
5) All of above

7. Issuing of KCC as RuPay Kisan Card also proposed under PMJDY. KCC stands for ......
1) Kisan Core Card
2) Kisan Call Card
3) Kisan Combo Card
4) Kisan Credit Card
5) None

8. The account holder under Jan Dhan Yojana, get how much life insurance cover, if the account open before 26 January, 2015?
1) Rs.5,000
2) Rs.10,000
3) Rs.80,000
4) Rs.70,000
5) Rs.30,000

9. After six months of satisfactory operations, the account holder would be eligible ...... overdraft facility under PMJDY.
1) Rs.5,000
2) Rs.15,000
3) Rs.25,000
4) Rs.35,000
5) None

10. While speaking on the occasion of launching of Jan Dhan Yojana, PM said .......
1) To eradicate poverty we have to get rid of financial untouchability.
2) Financial stability break the vicious cycle of poverty.
3) Once bank accounts open, the people connected with the economic system.
4) None of the above
5) All of above

11. Account given under Jan Dhan Yojana, also cover accidental insurance of up to ........
1) Rs.1 lakh
2) Rs.2 lakhs
3) Rs.5 lakhs
4) Rs.3 lakhs
5) None

12. In order to make the programme PMJDY successful, at least 50000 Business Correspondents, more than 7000 branches and more than how many new ATMs will be established?
1) 10000
2) 200000
3) 45000
4) 20000
5) 75000

13. The earlier schemes of financial inclusion focussed on villages. The present PMJDY focus on .......
1) Employees
2) House wives
3) Rural youth
4) Urban slum dwellers
5) House holds

14. Under Phase I under PMJDY Universal access to banking, cover all house holds with at least one Basic Banking Account with RuPay debit card, providing insurance cover, linking DBT (Direct Benefit Transfer) Scheme provided. Phase I runs between .......
1) 15 August, 2014 to 14 August, 2015
2) 15 August, 2014 to 31 March, 2015
3) 15 August, 2014 to 31 August, 2015
4) 1 August, 2014 to 1 August, 2015
5) None

15. The Phase II of PMJDY (15th August, 2015 to 14th August, 2018) covers .......
1) Providing micro-insurance.
2) Unorganised sector Pension schemes like Swavalambana through the Business Correspondents.
3) All basic savings accounts opened will be shifted to PMJDY accounts.
4) Facility to buy immovable property through PMJDY accounts.
5) 1 & 2 only


ANSWERS:
1-1, 2-3, 3-1, 4-3, 5-3, 6-1, 7-4, 8-5, 9-1, 10-5
11-1,  12-4, 13-5, 14-1, 15-5, 

Women Empowerment Programmes

Sr.NO	Name of the Programme	Shortly known as	Established on
1	Support to Training and Employment Programme For women	STEPW	2003-04
2	Rajiv Gandhi Scheme for Empowerment of Adolescent Girls	RGSEAG	2010
3	Rashitriya Mahila Kosh – National Credit Fund for women		1993
4	Indira Gandhi Matritva Sahyog Yojana	IGMSY
5	Swayam Siddha		2001
6	Swadhar		1995
7	Support to Training And Employment Programme for Women	STEP	1986
8	Development of women and children in rural areas	DWCRA	1982
9	Dhan Laxmi		2008
10	Ujjwala		2007
11	Gender Budgeting Scheme	GBS	2004
12	National Mission For Empowerment of Women	NMEW	2010